How to sell a car if financed through Capital One Auto Finance?
23 / Dec
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December 23rd, 2011 at 12:25 pm
CP1 is just like any auto finance company. All you need to do is call for a payoff, i suggest to ask for a 15 day payoff. this will give you 15 days to sell the vehicle and get the money to the bank. Then depending on your state they will send a Lien release or the title showing the lien being paid. then you should go to the MVD to change the title over to the person yo sold it to. If you trade the vehicle in you should call for the payoff before you go. Then the dealer will send the check to the bank. Remember if the value of the vehicle is less than you owe they will add to the balance and you will finance it in your new loan. If the value is more than you owe, this will be use as cash down. If you simply want to payoff the loan your self or have refinanced the vehicle at a lower rate send the check your self to CP1. This is a quick run at your question I hope it helps.